A Better    Mortgage experience. ™

As a premier mortgage brokerage, we've helped thousands of clients save money and achieve their homeownership dreams since 2001. With access to over 40 lenders and hundreds of loan products, we offer a wide array of mortgage programs including: Conventional, FHA, VA, USDA, JUMBO, DSCR, and Non-QM loans. We provide access to down payment assistance and specialized support for relocation clients, investors, first-time homebuyers, second home buyers, and those looking to refinance. Proudly serving Colorado, New Mexico, Arizona, and Texas, we are committed to finding the perfect mortgage solution for you!

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40+ Lenders

250+ Client Reviews

4.97 Stars

Quick Closings

28 days or less*

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Norm Phillips

Branch Manager / Senior Loan Officer


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Norm Phillips is a seasoned mortgage professional with over 23 years of experience in the industry. Having lived in Colorado since 1995, Norm has dedicated his career to helping clients achieve their homeownership dreams. Currently residing in Durango, Colorado, Norm leads The Norm Phillips Team, providing "A Better Mortgage Experience"™ since 2001. 
With a deep understanding of the mortgage landscape, Norm has built a reputation for his expertise in all aspects of mortgage finance.  He holds certifications as a Certified Mortgage Coach (CMC) and Certified Mortgage Planning Specialist (CMPS).  As a proud member of the Durango Area Association of Realtors (DAAR), Pikes Peak Area Association of Realtors (PPAR), Durango Chamber of Commerce, and the National Association of Mortgage Brokers (NAMB), Norm is deeply integrated into the community and industry.

Our Satisfied Clients

The Norm Phillips Team Advantage

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Local Expertise

Serving homebuyers since 2001, we know the markets of the communities we serve.

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Quick Answers

Same day preapprovals and close in as few as 15 days*

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Service you deserve

Your goals are our priority.  Let us help you plan your home purchase.

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Your loan. Your way.

Online, by phone or in-person, we're here to serve you.

Your dreams.  Our commitment.

Our client-focused planning approach involves understanding your goals upfront—whether it’s your budget, financial goals, or how long you plan to stay in the home. We use this information to provide the best mortgage options and employ state-of-the-art technology to present these options in easy-to-understand side-by-side comparisons. This proactive and thorough process ensures you know what you qualify for, what your options are, and how much you can afford, allowing you to shop for homes with confidence.

We work closely with your buyer’s agent to ensure you’re looking at homes within your price range. Once you find a home, we do everything possible to help you win the contract, including providing a detailed, offer-specific preapproval letter and communicating directly with the listing agent. Throughout the process, we keep all parties informed to ensure a smooth transaction, aiming to have everything ready well before the closing date.

After closing, we continue to support you, keeping you updated on the mortgage markets and notifying you of any opportunities to save money or access equity. Our goal is to WOW you, earn your 5-star review, and be the best mortgage company you’ve ever worked with.

We love helping people achieve their goals, build wealth, and realize their dreams of home ownership.   

The Norm Phillips Team - A Better Mortgage Experience!

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Get The Right Loan For You!

Whether you are looking to get pre-approved to purchase a new home or access your equity with a cash-out refinance, we can help you explore your best options!